Spencer Pascal

Spencer Pascal is a principal lawyer with extensive experience in insurance litigation, focusing on complex disputes involving liability, indemnity and property recovery. His work spans a range of insurance sectors, including national motor vehicle, construction, plant, commercial property and home insurance. Since gaining admission to practice in Victoria in 2013, Spencer has established a reputation for developing and implementing early litigation strategies designed to deliver favourable outcomes and add tangible value to clients. He has a particular emphasis on managing credit hire claims, an area that poses significant challenges for insurers. In this capacity, Spencer collaborates closely with insurer clients to provide staff training and devise preventative strategies that minimise exposure and maximise the use of available defences. Spencer regularly offers advice on policy interpretation and indemnity matters, especially in circumstances involving suspected fraud, non-disclosure or policy breaches. His guidance draws on a thorough understanding of insurance policy structures, judicial interpretations of insuring and exclusion clauses, and the relevant provisions of the Insurance Contracts Act. Additionally, Spencer applies his detailed knowledge of the Australian Consumer Law to facilitate recoveries in complex product liability claims. These claims often involve manufacturers supplying defective products and can represent valuable recovery opportunities that might otherwise be overlooked. His areas of expertise include insurance litigation, product liability, indemnity disputes, credit hire car litigation, building disputes, property damage relating to motor vehicles, homes and commercial premises, as well as complex cases involving heavy motor vehicles, plant and equipment. Spencer holds a Bachelor of Laws with Honours and a Bachelor of Commerce with Distinction from Deakin University.