Kho Legal

Kho Legal is an innovative virtual legal consultancy specialising in delivering cost-efficient legal solutions to banks, financial institutions, and small to medium enterprises. With extensive expertise in financial services and banking regulations, our team is proficient in navigating Chapter 7 of the Corporations Act, consumer credit products under the National Consumer Credit Protection Act, and privacy and data protection laws. We also provide guidance on digital banking platforms, scheme credit and debit cards, and the broader retail banking and financial services regulatory framework. Our services range from ad hoc legal advice to in-house placements and managing overflow work, with a strong focus on routine legal tasks and regulatory compliance projects. We aim to understand and address the unique needs of our clients by partnering with them throughout the process—from design and development to implementation—ensuring a seamless integration of legal solutions into their business operations. Kho Legal provides comprehensive advice across the product lifecycle, including product design, marketing, issuance, and distribution. We manage regulatory changes, conduct contract reviews, standardise documentation, and offer legal and compliance training. Our client-centric approach and ability to adapt to varied business and technological parameters enable us to meet the dynamic challenges faced by our clients effectively.