Independent Legal (WA)

Independent Legal is a Perth legal practice established in 2007 that provides clear and independent legal advice to clients involved in lending arrangements. The firm works closely with guarantors and borrowers who are required by banks and other lenders to obtain solicitor certificates and comprehensive advice before entering into guarantees or loan agreements. This ensures clients fully understand the commitments and risks involved. The practice offers tailored assistance for a variety of guarantee arrangements, including parents guaranteeing loans for their adult children, spouses supporting partners in relation to investment properties or business loans, and company directors or trustees providing personal guarantees for company, trust, or self-managed superannuation fund borrowings. Independent Legal explains all relevant aspects of the guarantee and mortgage documentation and witnesses the signing of these documents, providing Solicitor’s Certificates as needed. Additionally, Independent Legal advises borrowers seeking Reverse Mortgages, Equity Release, and Equity Unlock loans. The firm ensures borrowers are aware of the legal and financial implications before signing any agreements, including Loan Agreements, Mortgages, and Statutory Declarations. By delivering straightforward, independent advice and handling the formalities of documentation, Independent Legal supports clients in making informed decisions regarding their borrowing and guarantee obligations.